2014骞寸稉(j墨ng)婵�(j矛)甯 €冭│銆婁腑绱�(j铆)璨�(c谩i)鏀裤€嬭瑳缇╋細娑堣不(f猫i)绋呯殑妾㈡煡

鏇存柊鏅�(sh铆)闁擄細2013-12-18 09:50:28 渚�(l谩i)婧愶細|0

鐎忚

鏀惰棌

鎽樿 2014骞寸稉(j墨ng)婵�(j矛)甯 €冭│銆婁腑绱�(j铆)璨�(c谩i)鏀裤€嬭瑳缇╋細娑堣不(f猫i)绋呯殑妾㈡煡

2013骞寸稉(j墨ng)婵�(j矛)甯 €冭│鐪熼绛旀鍙婃瑠(qu谩n)濞佽В鏋�

鐠�(hu谩n)鐞冪恫(w菐ng)鏍�2014骞寸稉(j墨ng)婵�(j矛)甯叏绋嬩竴灏�(du矛)涓€淇濋亷(gu貌)濂楅鍫�(b脿o)鍚�

銆€銆€绗笁绡€(ji茅)銆€娑堣不(f猫i)绋呯殑妾㈡煡

銆€銆€涓€銆侀姺鍞敹鍏ョ殑妾㈡煡(鐔熸倝)

銆€銆€(涓€)涓€鑸姺鍞柟寮忕殑妾㈡煡

銆€銆€鑸囧鍊肩▍妾㈡煡鐨勫収(n猫i)瀹瑰熀鏈浉鍚屻€�

銆€銆€鑸囧鍊肩▍涓嶅悓鐨勬槸锛屾秷璨�(f猫i)绋呭(sh铆)琛屽児(ji脿)鍏�(n猫i)绋咃紝鍏惰▓(j矛)鎻愮▍閲戠殑鏈�(hu矛)瑷�(j矛)璩嫏(w霉)铏曠悊涓嶅悓銆�

銆€銆€鍊燂細鐕�(y铆ng)妤�(y猫)绋呴噾鍙婇檮鍔�

銆€銆€璨革細鎳�(y墨ng)浜ょ▍璨�(f猫i)鈥曗€曟噳(y墨ng)浜ゆ秷璨�(f猫i)绋�

銆€銆€娑堣不(f猫i)绋呭拰鐕�(y铆ng)妤�(y猫)绋呯殑璩嫏(w霉)铏曠悊涓€妯ｏ紝鍥�?y脿n)姗勵巻M(f猫i)绋呭拰鐕�(y铆ng)妤�(y猫)绋呴兘鏄児(ji脿)鍏�(n猫i)绋�銆�

銆€銆€(浜�)瑕栧悓閵峰敭鏂瑰紡鐨勬鏌�

銆€銆€瑕栧悓閵峰敭琛岀偤鎳�(y墨ng)瑷�(j矛)绠楃殑娑堣不(f猫i)绋呮噳(y墨ng)瑷�(j矛)鍏ョ浉鎳�(y墨ng)鐨勮超鎴朵腑銆�

銆€銆€璩嫏(w霉)铏曠悊锛�

銆€銆€鍊燂細鍦ㄥ缓宸ョ▼(闀�(zh菐ng)鏈熸姇璩囩瓑)

銆€銆€璨革細搴�(k霉)瀛樺晢鍝� (鎸夋垚鏈祼(ji茅)杞�(zhu菐n))

銆€銆€鎳�(y墨ng)浜ょ▍璨�(f猫i)鈥曗€曟噳(y墨ng)浜ゅ鍊肩▍(閵烽爡(xi脿ng)绋呴)

銆€銆€鎳�(y墨ng)浜ょ▍璨�(f猫i)鈥曗€曟噳(y墨ng)浜ゆ秷璨�(f猫i)绋�

銆€銆€娉ㄦ剰鍏惰▓(j矛)绋呬緷鎿�(j霉)鐨勮(gu墨)瀹氾細瑕栧悓閵峰敭娌�(m茅i)鏈夐姺鍞鐨�锛岃▓(j矛)绋呬緷鎿�(j霉)鎸夌磵绋呬汉鍚岄娑堣不(f猫i)鍝佺殑骞冲潎鍞児(ji脿)鏍哥畻;濡傛灉娌�(m茅i)鏈夊悓椤炴秷璨�(f猫i)鍝佸钩鍧囧敭鍍�(ji脿)锛屾寜鐓х祫鎴愯▓(j矛)绋呭児(ji脿)鏍兼牳绠椼€�

銆€銆€寰炲児(ji脿)瀹氱巼锛氱祫鎴愯▓(j矛)绋呭児(ji脿)鏍�=(鎴愭湰+鍒╂饯(r霉n))/(1-姣斾緥绋呯巼)

銆€銆€寰�(f霉)鍚堣▓(j矛)绋咃細绲勬垚瑷�(j矛)绋呭児(ji脿)鏍�=(鎴愭湰+鍒╂饯(r霉n)+鑷敘(ch菐n)鑷敤鏁�(sh霉)閲徝楀畾椤嶇▍鐜�)/(1-姣斾緥绋呯巼)

銆€銆€涓€鑸儏娉佷笅锛屽皪(du矛)浜庡悓涓€鍊�(g猫)绱嶇▍浜虹殑鍚屼竴闋�(xi脿ng)缍�(j墨ng)婵�(j矛)琛岀偤鑰岃█锛屽鍊肩▍鑸囨秷璨�(f猫i)绋呯殑瑷�(j矛)绋呴姺鍞鐩稿悓銆�

銆€銆€銆愪緥9-14銆戞煇浼佹キ(y猫)鏂拌│鍒朵竴鎵瑰寲濡濆搧鐢ㄤ簬鑱峰伐鐛�(ji菐ng)鍕�(l矛)锛岀劇(w煤)鍚岄鐢�(ch菐n)鍝佺殑灏�(du矛)澶栧敭鍍�(ji脿)锛屽凡鐭ョ敓鐢�(ch菐n)鎴愭湰鐐�10000鍏�锛屼紒妤�(y猫)鐨勮超鍕�(w霉)铏曠悊锛�

銆€銆€鍊燂細鎳�(y墨ng)浠樿伔宸ヨ柂閰� 10000

銆€銆€璨革細搴�(k霉)瀛樺晢鍝� 銆€銆€銆€10000

銆€銆€銆愯В鏋愩€戣鍚岄姺鍞�锛岀钩绱嶅鍊肩▍鍜屾秷璨�(f猫i)绋�銆傜祫鎴愯▓(j矛)绋呭児(ji脿)鏍�=10000脳(1+5%)/(1-30%) =15000(鍏�)

銆€銆€鎳�(y墨ng)绱嶅鍊肩▍=15000脳17%=2550(鍏�)

銆€銆€娑堣不(f猫i)绋�=15000脳30%=4500(鍏�)

銆€銆€(涓�)濮旀墭鍔犲伐鎳�(y墨ng)绋呮秷璨�(f猫i)鍝佽▓(j矛)绋呬緷鎿�(j霉)鐨勬鏌�

銆€銆€1.灏�(du矛)鍙楁墭鏂圭殑妾㈡煡

銆€銆€(1)鏄惁灞簬鍋囧鎵樺姞宸ユキ(y猫)鍕�(w霉);