2012璀夊埜寰炴キ(y猫)銆婃姇璩囧熀閲戙€嬬鍗佷簲绔犻噸榛炶│椤�(3)

2012璀夊埜寰炴キ(y猫)鍏ㄧ淇濋亷濂楅|2012璀夊埜寰炴キ(y猫)鍏╅淇濋亷濂楅 浜旀姌鍎�(y艒u)鎯犳惗璩间腑锛�

鍒ゆ柗椤�

銆€銆€瑷堢畻椤�:

銆€銆€1. 鏌愰(y菐ng)鑰佸熀閲戣硣鐢�(ch菐n)绲勫悎鐨勫勾鍒濆€肩偤50钀編鍏�,鍓�6鍊嬫湀鐨勬敹鐩婄巼鐐�15%,涓嬪崐骞�,鐧�(f膩)璧蜂汉鍙堟姇鍏�50钀編鍏�,骞村簳璩囩敘(ch菐n)绺藉€肩偤118钀編鍏�,閭ｄ箞鏅傞枔鍔犳瑠(qu谩n)鏀剁泭鐜囩偤( D ).

銆€銆€A. 9.77% B.15% C.18% D. 26.23%

銆€銆€瑙�1:

銆€銆€鏅傞枔鍔犳瑠(qu谩n)鏀剁泭鐜囩殑鍋囪ō(sh猫)鍓嶆彁鏄磪鍒╀互闄ゆ伅鍓嶄竴鏃ョ殑鍠綅鍑堝€兼笡鍘绘瘡浠藉熀閲戝垎绱呭悗鐨勪唤椤嶅噲鍊肩珛鍗抽€茶浜嗗啀鎶曡硣.

銆€銆€鍒嗗垾瑷堢畻鍒嗙磪鍓嶅悗鐨勫垎娈垫敹鐩婄巼,鏅傞枔鍔犳瑠(qu谩n)鏀剁泭鐜囧彲鐢卞垎娈垫敹鐩婄巼鐨勯€ｄ箻寰楀埌: R=(1+R1)(1+ 1+R2)鈥�(1+Rn) -1

銆€銆€鍓�6鍊嬫湀鐨勬敹鐩婄巼鐐�15%;

銆€銆€鍚�6鍊嬫湀鐨勬敹鐩婄巼=[118-50-50脳(1+15%)]/(50+50脳(1+15%))=9,77%

銆€銆€鏅傞枔鍔犳瑠(qu谩n)鏀剁泭鐜�=(1+15%)(1+9.77%) -1=26.23%

銆€銆€2. 鏌愬熀閲戠涓€骞寸殑鏀剁泭鐜囩偤10%,绗簩骞寸殑鏀剁泭鐜囩偤15%,鍏跺咕浣曟敹鐩婄巼鐐�( A ).

銆€銆€A.12.5% B. 10.5% C. 15.5% D. 13.5%

銆€銆€瑙�2锛�

銆€銆€3銆佹煇鍩洪噾姣忓鐨勬敹鐩婄巼鍒嗗垾鐐�7.5%, -3%,1.5%,9%, 鍏剁簿纰哄勾鍖栨敹鐩婄巼鐐�( A ).

銆€銆€A. 15.4% B.15% C.14.5% D.16.5%

銆€銆€4銆佸競鍫寸祫鍚堢殑骞村钩鍧囨敹鐩婄巼鐐�12%,甯傚牬鐒￠ⅷ(f膿ng)闅敹鐩婄巼鐐�8%, 甯傚牬绲勫悎鐨勭壒闆疯鎸囨暩(sh霉)鐐�( A).

銆€銆€A. 4 B.5 C. 3 D.2

銆€銆€瑙�: 甯傚牬绲勫悎鐨勎插€肩偤1,鐗归浄璜炬寚鏁�(sh霉)Tp=(Rp-Rf)/尾p=(12-8)/1=4

銆€銆€5銆佹煇鍩洪噾鐨勮矟濉斿€肩偤1.2, 鏀剁泭鐜囩偤15%, 甯傚牬绲勫悎鐨勬敹鐩婄巼鐐�12%, 鐒￠ⅷ(f膿ng)闅埄鐜�8%,鍏惰┕妫寚鏁�(sh霉)鐐�( B ).

銆€銆€A. 0.02 B. 0.022 C. 0.031 D. 0.033

銆€銆€瑙�:瑭规．鎸囨暩(sh霉)=鍩洪噾鎶曡硣鏀剁泭鐜�-鐒￠ⅷ(f膿ng)闅敹鐩婄巼-尾 脳(甯傚牬鎸囨暩(sh霉)瓒呴鏀剁泭鐜� ? 鐒￠ⅷ(f膿ng)闅敹鐩婄巼)=15%- 8%- 1.2 脳(12%- 8%)=0.022

銆€銆€6銆佸亣瑷�(sh猫)涓€鍊嬪熀閲戠殑瀛ｅ害妯欐簴宸偤0.3, 閭ｄ箞瑭插熀閲戠殑骞村寲妯欐簴宸偤( C ).

銆€銆€A. 1.2 B. 4.8 C. 0.6 D. 2.4

銆€銆€瑙�: 骞村寲妯欐簴宸�=蟽瀛Ｃ� 鏍硅櫉4 =0.3 脳2=0.6

銆€銆€7銆�(B )鍚屾檪鑰冩叜浜嗙妇鏁堢殑娣卞害鑸囧唬搴�.

銆€銆€A. 鐗归浄璜炬寚鏁�(sh霉) B. 澶忔櫘鎸囨暩(sh霉) C. 闃跨埦娉曟寚鏁�(sh霉) D. 瑭规．鎸囨暩(sh霉)

銆€銆€8銆�( D )瑕佹眰鐢ㄦǎ鏈湡鍏�(n猫i)鎵€鏈夎畩閲忕殑妯ｆ湰鏁�(sh霉)鎿�(j霉)閫茶鍥炴瑷堢畻.

銆€銆€A. 妯欐簴鏅埦鎸囨暩(sh霉) B. 鐗归浄璜炬寚鏁�(sh霉) C.澶忔櫘鎸囨暩(sh霉) D.瑭规．鎸囨暩(sh霉)

銆€銆€9銆佹煇鍩洪噾鐨勫钩鍧囨敹鐩婄殑骞冲潎鏀剁泭鐜囩偤15%,鍩烘簴绲勫悎鐨勫钩鍧囨敹鐩婄巼鐐�12%, 宸暟鏀剁泭鐜囩殑妯欐簴宸偤0.3, 鍏朵俊鎭瘮鐜囩偤( B ).

銆€銆€A. 0.05 B. 0.1 C. 0.2 D. 0.3

銆€銆€瑙�: IR = Dp/ 蟽Dp=(15%-12%)/0.3 =0.1

銆€銆€10銆佸缓绔嬪湪璩囨湰璩囩敘(ch菐n)瀹氬児妯″瀷涔嬩笂鐨勪笁澶х稉(j墨ng)鍏哥殑瑭曞児鎸囨閮界珛瓒充簬鑸囧競鍫寸祫鍚堣〃鐝�(xi脿n)鐩歌伅(li谩n)绯荤殑(銆€B銆€)绲勫悎鐨勬瘮杓�.

銆€銆€A.澶氬€嬪熀婧� B. 鍠竴鍩烘簴 C. 鐗瑰畾 D. 鏌愪簺

銆€銆€11銆� 鏌愬熀閲戠殑骞冲潎鏀剁泭鐜囩偤15%,鍩烘簴绲勫悎鐨勫钩鍧囨敹鐩婄巼鐐�12%, 鐒￠ⅷ(f膿ng)闅敹鐩婄巼鐐�8%,甯傚牬绲勫悎鐨勬婧栧樊鏄�0.3,鍩洪噾绲勫悎鐨勬婧栧樊鐐�0.2, 鍏禡2娓害鐐�( A ).

銆€銆€A. 6.5% B. 6% C. 5.8% D. 5%

銆€銆€瑙�: M2= (RP- Rf) ? Rm+Rf=0.3/0.2脳(15%-8%)-12%+8%=6.5%

銆€銆€12銆丮2娓害鑸�(銆€B)灏嶅熀閲戠妇鏁堣〃鐝�(xi脿n)鐨勬帓搴忔槸涓€鑷寸殑.

銆€銆€A.鐗归浄璜炬寚鏁�(sh霉)銆€銆€ B. 澶忔櫘鎸囨暩(sh霉)

銆€銆€C.闃跨埦娉曟寚鏁�(sh霉) D.瑭规．鎸囨暩(sh霉)

銆€銆€鐩搁棞(gu膩n)淇℃伅:2012璀夊埜寰炴キ(y猫)銆婃姇璩囧熀閲戙€嬭紨灏�(d菐o)锛氱11绔犻噸榛炲尟绺�

銆€銆€鐠�(hu谩n)鐞冪恫(w菐ng)鏍�2012璀夊埜寰炴キ(y猫)澶氭濂楅涓婄窔 锛�鏁欐潗璁婂寲 锛夛紙闋�(y霉)缈�(x铆)椤屾惗鍏堝仛锛�

銆€銆€鐠�(hu谩n)鐞冪恫(w菐ng)鏍¤瓑鍒稿緸妤�(y猫)璩囨牸閫氶亷鐜囬珮閬�76%

銆€銆€2012鏂扮増璀夊埜寰炴キ(y猫)杓斿皫(d菐o)瑾茬▼鐔辨嫑涓�

銆€銆€鏇村淇℃伅锛�  璀夊埜寰炴キ(y猫)璩囨牸鑰冭│闋婚亾      璀夊埜寰炴キ(y猫)璩囨牸鑰冭│璜栧