鏈熻波寰炴キ(y猫)璩囨牸鑰冭│鑲℃寚鏈熻波濂楁湡鑰冮粸(di菐n)瑭﹂(4)


銆€銆€鏈熻波缍滃悎椤�(浠ヤ笅鍚勫皬椤屾墍绲﹀嚭鐨�4鍊�(g猫)閬搁爡(xi脿ng)涓�锛屽彧鏈�1闋�(xi脿ng)鏈€绗﹀悎椤岀洰瑕佹眰锛岃珛(q菒ng)灏囨纰洪伕闋�(xi脿ng)鐨勪唬纰煎~鍏ヨ紳铏�(h脿o)鍏�(n猫i))
銆€銆€1.鏌愭(j墨)妲�(g貌u)鍦�3鏈�5鏃ョ湅涓瑼銆丅銆丆涓夊彧鑲$エ锛岃偂鍍�(ji脿)鍒嗗垾鐐�20鍏�銆�25鍏冦€�50鍏�锛岃▓(j矛)鍔冩瘡鍙垎鍒ユ姇鍏�100钀�(w脿n)鍏冭臣(g貌u)璨�(m菐i)銆備絾闋�(y霉)瑷�(j矛)鍒�6鏈�10鏃ュ垎鏈�(hu矛)鏈�300钀�(w脿n)鍏冪殑璩囬噾鍒拌超锛岀洰鍓嶈鎯呯湅婕�锛岃┎姗�(j墨)妲�(g貌u)姹哄畾鍏堣卜(m菐i)鍏ヨ偂鎸囨湡璨ㄩ帠浣忔垚鏈�銆傚亣瑷�(sh猫)鐩告噳(y墨ng)鐨�6鏈堝埌鏈熺殑鑲℃寚鏈熻波鐐�1500榛�(di菐n)锛屾瘡榛�(di菐n)涔樻暩(sh霉)鐐�100鍏�锛孉銆丅銆丆涓夊彧鑲$エ鐨勫喎绯绘暩(sh霉)鍒嗗垾鐐�1.5銆�1.3銆�0.6锛屽墖瑭叉(j墨)妲�(g貌u)鎳�(y墨ng)瑭茶卜(m菐i)閫�(j矛n)鑲℃寚鏈熻波鍚堢磩(銆€銆€)寮点€俒2010骞�9鏈堢湡椤宂
銆€銆€A.23
銆€銆€B.20
銆€銆€C.19
銆€銆€D.18
銆€銆€2.鏌愪竴鏀瓙鑲$エ绲勫悎鑸囦腑鍦�(gu贸)棣欐腐鎭掔敓鎸囨暩(sh霉)妲�(g貌u)鎴愬畬鍏ㄥ皪(du矛)鎳�(y墨ng)锛屽叾鐣�(d膩ng)鍓嶅競鍫�(ch菐ng)鍍�(ji脿)鍊肩偤75钀�(w脿n)娓厓锛屼笖闋�(y霉)瑷�(j矛)涓€鍊�(g猫)鏈堝悗鍙敹鍒�5000娓厓鐝�(xi脿n)閲戠磪鍒�銆傛鏅�(sh铆)锛屽競鍫�(ch菐ng)鍒╃巼鐐�6%锛屾鐢熸寚鏁�(sh霉)鐐�15000榛�(di菐n)锛�3鍊�(g猫)鏈堝悗浜ゅ壊鐨勬亽鎸囨湡璨ㄧ偤15200榛�(di菐n)銆�(鎭掔敓鎸囨暩(sh霉)鏈熻波鍚堢磩鐨勪箻鏁�(sh霉)鐐�50娓厓)[2010骞�5鏈堢湡椤宂
銆€銆€(1)閫欐檪(sh铆)锛屼氦鏄撹€呰獚(r猫n)鐐哄瓨鍦ㄦ湡鐝�(xi脿n)濂楀埄姗�(j墨)鏈�(hu矛)锛屾噳(y墨ng)瑭�(銆€銆€)銆�
銆€銆€A.鍦ㄨ常(m脿i)鍑虹浉鎳�(y墨ng)鐨勮偂绁ㄧ祫鍚堢殑鍚屾檪(sh铆)锛岃卜(m菐i)閫�(j矛n)1寮垫亽鎸囨湡璨ㄥ悎绱�
銆€銆€B.鍦ㄨ常(m脿i)鍑虹浉鎳�(y墨ng)鐨勮偂绁ㄧ祫鍚堢殑鍚屾檪(sh铆)锛岃常(m脿i)鍑�1寮垫亽鎸囨湡璨ㄥ悎绱�
銆€銆€C.鍦ㄨ卜(m菐i)閫�(j矛n)鐩告噳(y墨ng)鐨勮偂绁ㄧ祫鍚堢殑鍚屾檪(sh铆)锛岃常(m脿i)鍑�1寮垫亽鎸囨湡璨ㄥ悎绱�
銆€銆€D.鍦ㄨ卜(m菐i)閫�(j矛n)鐩告噳(y墨ng)鐨勮偂绁ㄧ祫鍚堢殑鍚屾檪(sh铆)锛岃卜(m菐i)閫�(j矛n)1寮垫亽鎸囨湡璨ㄥ悎绱�
銆€銆€銆愯В鏋愩€戣硣閲戝崰鐢�75钀�(w脿n)娓厓锛岀浉鎳�(y墨ng)鐨勫埄鎭偤750000×6%×3÷12=11250(娓厓)銆備竴鍊�(g猫)鏈堝悗鏀跺埌绱卂5000纾曞厓锛屽啀瑷�(j矛)鍓╀綐鍏╁€�(g猫)鏈堢殑鍒╂伅鐐�5000×6%×2÷12=50(娓厓)锛屾湰鍒╁拰鍏辫▓(j矛)鐐�5050娓厓銆佸噲鎸佹湁鎴愭湰=11250-5050=6200(娓厓);瑭叉湡璨ㄥ悎绱勭殑鍚堢悊鍍�(ji脿)鏍兼噳(y墨ng)鐐�750000+6200=756200(娓厓)銆傚鏋滃皣涓婅堪閲戦鐢ㄦ寚鏁�(sh霉)榛�(di菐n)琛ㄧず锛屽墖鐐猴細75钀�(w脿n)娓厓鐩哥瓑浜�15000鎸囨暩(sh霉)榛�(di菐n);鍜宨鎭偤15000×6%×3÷12=225(榛�(di菐n));绱呭埄5000娓厓鐩哥瓑浜�100鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n)锛屽啀瑷�(j矛)鍓╀綑鍏╁€�(g猫)鏈堢殑鍒╂伅鐐�100×6%×2÷12=l(榛�(di菐n))锛屾湰鍒╁拰鍏辫▓(j矛)鐐�101鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n);鍑堟寔鏈夋垚鏈偤225-101=124(榛�(di菐n));瑭叉湡璨ㄥ悎绱勭殑鍚堢悊鍍�(ji脿)鏍兼噳(y墨ng)鐐�15000+124=15124(榛�(di菐n))銆傝€�3鍊�(g猫)鏈堝悗浜ゅ壊鐨勬亽鎸囨湡璨ㄧ偤15200榛�(di菐n)>15124榛�(di菐n)锛屾墍浠ュ瓨鍦ㄦ湡鐝�(xi脿n)濂楀埄姗�(j墨)鏈�(hu矛)锛屾噳(y墨ng)瑭插湪璨�(m菐i)閫�(j矛n)鐩告噳(y墨ng)鐨勮偂绁ㄧ祫鍚堢殑鍚屾檪(sh铆)锛岃常(m脿i)鍑�1寮垫亽鎸囨湡璨ㄥ悎绱�銆�
銆€銆€(2)浜ゆ槗鑰呴噰鐢ㄤ笂杩版湡鐝�(xi脿n)濂楀埄绛栫暐锛屼笁鍊�(g猫)鏈堝悗锛岃┎浜ゆ槗鑰呭皣鎭掓寚鏈熻波闋骞冲€�(c膩ng)锛屽苟灏囦竴鏀瓙鑲$エ绲勫悎灏�(du矛)娌�锛屽墖瑭茬瓎浜ゆ槗(銆€銆€)娓厓銆�(涓嶈€冩叜浜ゆ槗璨�(f猫i)鐢�)
銆€銆€A.鎼嶅け7600
銆€銆€B.鐩堝埄3800
銆€銆€C.鎼嶅け3300
銆€銆€D.鐩堝埄7600
銆€銆€銆愯В鏋愩€戜氦鏄撹€呭彲浠ラ€氶亷(gu貌)璩�(m脿i)鍑烘亽鎸囨湡璨�锛屽悓鏅�(sh铆)璨�(m菐i)閫�(j矛n)灏�(du矛)鎳�(y墨ng)鐨勭従(xi脿n)璨ㄨ偂绁ㄩ€�(j矛n)琛屽鍒╀氦鏄撱€傛椹熺偤锛氣憼璩�(m脿i)鍑轰竴寮垫亽鎸囨湡璨ㄥ悎绱�锛屾垚浜ゅ児(ji脿)浣�15200榛�(di菐n)锛屽悓鏅�(sh铆)浠�6%鐨勫勾鍒╃巼璨告75钀�(w脿n)娓厓锛岃卜(m菐i)閫�(j矛n)鐩告噳(y墨ng)鐨勪竴鏀瓙鑲$エ绲勫悎銆傗憽涓€鍊�(g猫)鏈堝悗锛屽皣鏀跺埌鐨�5000娓厓鑲℃伅鏀跺叆鎸�6%鐨勫勾鍒╃巼
銆€銆€璨稿嚭銆傗憿鍐嶉亷(gu貌)鍏╁€�(g猫)鏈�锛屽嵆鍒颁氦鍓叉湡锛屽皣鎭掓寚鏈熻波灏�(du矛)娌栧钩鍊�(c膩ng)锛屽悓鏅�(sh铆)灏囦竴鏀瓙鑲$エ璩�(m脿i)鍑�銆傛敞鎰�锛屼氦鍓叉檪(sh铆)鏈�銆佺従(xi脿n)鍍�(ji脿)鏍兼槸涓€鑷寸殑銆備笉璜栨渶鍚庣殑浜ゅ壊鍍�(ji脿)鏄珯閭勬槸浣�锛岃┎浜ゆ槗鑰呭緸涓彲鏀跺洖鐨勮硣閲戞暩(sh霉)閮芥槸鐩稿悓鐨�76钀�(w脿n)娓厓锛屽姞涓婃敹鍥炶哺鍑虹殑5000娓厓鐨勬湰鍒╁拰鐐�5050娓厓锛屽叡瑷�(j矛)鏀跺洖璩囬噾76.505钀�(w脿n)娓厓銆傗懀閭勮哺銆�75钀�(w脿n)娓厓3鍊�(g猫)鏈堢殑鍒╂伅鐐�1.125钀�(w脿n)娓厓,闋堥倓鏈埄鍏辫▓(j矛)76.125钀�(w脿n)娓厓锛岃€屽洖鏀惰硣閲戞€犻鑸囬倓璨歌硣閲戠附椤嶄箣宸�765050-761250=3800娓厓鍗虫槸瑭蹭氦鏄撹€呯京寰楃殑鍑堝埄娼�(r霉n)銆傞€欑瓎鍒╂饯(r霉n)姝f槸瀵�(sh铆)闅涙湡鍍�(ji脿)鑸囩悊璜栨湡鍍�(ji脿)涔嬪樊(15200-15124)×50=3800娓厓銆�
銆€銆€3.鍋囪ō(sh猫)璨�(m菐i)璩�(m脿i)闆欐柟绨借▊浜嗕竴浠�3鍊�(g猫)鏈堝悗浜ゅ壊涓€鏀瓙鑲$エ绲勫悎鐨勯仩(yu菐n)鏈熷悎绱勶紝鍏惰偂绁ㄧ祫鍚堢殑甯傚€肩偤75钀�(w脿n)娓厓锛屼笖闋�(y霉)瑷�(j矛)涓€鍊�(g猫)鏈堝悗鍙敹鍒�5000娓厓鐝�(xi脿n)閲戠磪鍒╋紝姝ゆ檪(sh铆)甯傚牬(ch菐ng)鍒╃巼鐐�6%銆傚墖瑭查仩(yu菐n)鏈熷悎绱勭殑鐞嗚珫鍍�(ji脿)鏍肩偤(銆€銆€)钀�(w脿n)娓厓銆�
銆€銆€A.76.125
銆€銆€B.76.12
銆€銆€C.75.625
銆€銆€D.75.62
銆€銆€銆愯В鏋愩€戣┎閬�(yu菐n)鏈熷悎绱勭殑鐞嗚珫鍍�(ji脿)鏍煎彲瑷�(j矛)绠楃偤:璩囬噾鍗犵敤75钀�(w脿n)娓厓锛岀浉鎳�(y墨ng)鐨勫埄鎭偤750000×(6%×3÷12)=11250(娓厓);涓€鍊�(g猫)鏈堝悗鏀跺埌鐝�(xi脿n)閲戠磪鍒�5000娓厓锛岃€冩叜鍓╀綑鍏╁€�(g猫)鏈堢殑鍒╂伅鐐�5000×(6%÷12×2)=50(娓厓)锛屽埄鎭拰绱呭埄鍏辫▓(j矛)5050娓厓;鍓囪┎閬�(yu菐n)鏈熷悎绱勭殑鍑堟寔鏈夋垚鏈�=11250-5050=6200(娓厓)锛屽墖瑭查仩(yu菐n)鏈熷悎绱勭殑鐞嗚珫鍍�(ji脿)鏍兼噳(y墨ng)鐐�750000+6200=756200(娓厓)=75.62(钀�(w脿n)娓厓)銆�
銆€銆€4.9鏈�锛屾煇鍏徃璩�(m脿i)鍑�100寮�12鏈堝埌鏈熺殑S&P500鎸囨暩(sh霉)鏈熻波鍚堢磩锛屾湡鎸囩偤1400榛�(di菐n)锛屽埌浜�12鏈堜唤鑲″競澶ф疾锛屽叕鍙歌卜(m菐i)鍏�100寮�12鏈堜唤鍒版湡鐨凷&P500鎸囨暩(sh霉)鏈熻波鍚堢磩閫�(j矛n)琛屽钩鍊�(c膩ng)锛屾湡鎸囬粸(di菐n)鐐�1570榛�(di菐n)銆係&P500鎸囨暩(sh霉)鐨勪箻鏁�(sh霉)鐐�250缇庡厓锛屽墖姝ゅ叕鍙哥殑鍑堟敹鐩婄偤(銆€銆€)缇庡厓銆�
銆€銆€A.42500
銆€銆€B.-42500
銆€銆€C.4250000
銆€銆€D.-4250000
銆€銆€銆愯В鏋愩€�?j墨)缇版壘?(1400-1570)×250×100=-425_(缇庡厓)銆�
銆€銆€5.鍋囧畾骞村埄鐜囩偤8%,骞存寚鏁�(sh霉)鑲℃伅鐜囩偤1.5%锛�6鏈�30鏃ユ槸6鏈堟寚鏁�(sh霉)鏈熻波鍚堢磩鐨勪氦鍓叉棩銆�4鏈�15鏃ョ殑鐝�(xi脿n)璨ㄦ寚鏁�(sh霉)鐐�1450榛�(di菐n)锛屽墖4鏈�15鏃ョ殑鎸囨暩(sh霉)鏈熻波鐞嗚珫鍍�(ji脿)鏍兼槸(銆€銆€)榛�(di菐n)銆�
銆€銆€A.1459.64
銆€銆€B.1460.64
銆€銆€C.1469.62
銆€銆€D.1470.64
銆€銆€銆愯В鏋愩€慒(t,T)=S(t)?[1+(r-d)×(T-t/365]=1450×[1+(8%-1.5%)×76/365]=1469.62(榛�(di菐n))銆�
銆€銆€鐠�(hu谩n)鐞冪恫(w菐ng)鏍″弸鎯呮彁绀猴細璜�(q菒ng)鍚勪綅鑰冪敓绶寸繏(x铆)"鏈熻波寰炴キ(y猫)璩囨牸鑰冭│鑲℃寚鏈熻波濂楁湡鑰冮粸(di菐n)瑭﹂(4)"锛屽仛濂借€冨墠寰�(f霉)缈�(x铆),鎯宠鐛插彇鏇村鍏�(n猫i)瀹�锛岃珛(q菒ng)鐧婚寗鐠�(hu谩n)鐞冪恫(w菐ng)鏍�鏈熻波寰炴キ(y猫)璩囨牸闋婚亾鎴�璜栧锛屾垜鍊�?c猫)姒俢寤eぇ鑰冪敓鏈嬪弸鎺㈣◣浜ゆ祦锛屽叡姹傞€�(j矛n)姝ワ紒
銆€銆€绶ㄨ集鎺ㄨ枽锛�
銆€銆€鏈熻波銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬬啽韬繏(x铆)椤屽強绛旀鍖附
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)璩囨牸鍩虹(ch菙)鐭ヨ瓨(sh铆)缈�(x铆)椤屽尟绺�
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬭鍚庣反缈�(x铆)鍙婄瓟妗堝尟绺�
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)璩囨牸銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬪挤(qi谩ng)鍖栫繏(x铆)椤屽強绛旀鍖附
銆€銆€銆愭憳瑕併€戞牴鎿�(j霉)銆�2016骞存湡璨ㄥ緸妤�(y猫)浜哄摗璩囨牸鑰冭│鍏憡锛�6铏�(h脿o)锛�銆嬪緱鐭�锛�2016骞寸浜旀鏈熻波寰炴キ(y猫)璩囨牸鑰冭│鏅�(sh铆)闁�11鏈�19鏃�锛屾湡璨ㄥ緸妤�(y猫)浜哄摗璩囨牸鑰冭│绉戠洰鐐哄叐绉戝垎鍒ユ槸鏈熻波鍩虹(ch菙)鐭ヨ瓨(sh铆)銆佹湡璨ㄦ硶寰嬫硶瑕�(gu墨)銆傜偤骞姪鍚勪綅鑰冪敓鍌欒€冪挵(hu谩n)鐞冪恫(w菐ng)鏍″皬绶ㄦ暣鐞嗘湡璨ㄥ緸妤�(y猫)璩囨牸鑰冭│鑲℃寚鏈熻波濂楁湡鑰冮粸(di菐n)瑭﹂(4)渚涘悇浣嶈€冪敓鍌欒€冿紝鏁珛(q菒ng)闂�(gu膩n)娉�銆�鏈熻波寰炴キ(y猫)璩囨牸鑰冭│鑲℃寚鏈熻波濂楁湡鑰冮粸(di菐n)瑭﹂(4)
銆€銆€6.鍋囧畾骞村埄鐜囩偤8%锛屽勾鎸囨暩(sh霉)鑲℃伅鐜嘾鐐�1.5%锛�6鏈�30鏃ユ槸6鏈堟寚鏁�(sh霉)鏈熻波鍚堢磩鐨勪氦鍓叉棩銆�4鏈�1鏃ョ殑鐝�(xi脿n)璨ㄦ寚鏁�(sh霉)鐐�1600榛�(di菐n)銆傚張鍋囧畾璨�(m菐i)璩�(m脿i)鏈熻波鍚堢磩鐨勬墜绾�(x霉)璨�(f猫i)鐐�0.2鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n)锛屽競鍫�(ch菐ng)娌栨搳鎴愭湰鐐�0.2鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n);璨�(m菐i)璩�(m脿i)鑲$エ鐨勬墜绾�(x霉)璨�(f猫i)鐐烘垚浜ら噾椤嶇殑0.5%,璨�(m菐i)璩�(m脿i)鑲$エ鐨勫競鍫�(ch菐ng)娌栨搳鎴愭湰鐐烘垚浜ら噾椤嶇殑0.6%;鎶曡硣鑰呮槸璨告璩�(g貌u)璨�(m菐i)锛屽€熻哺鍒╃巼宸偤鎴愪氦閲戦鐨�0.5%锛屽墖4鏈�1鏃ョ殑鐒�(w煤)濂楀埄鍗€(q奴)闁撴槸(銆€銆€)銆�
銆€銆€A.[1600锛�1640]
銆€銆€B.[1606,1646]
銆€銆€C.[1616锛�1656]
銆€銆€D.[1620锛�1660]
銆€銆€銆愯В鏋愩€慒=1600×[1+(8%-1.5%)×90/365]=1626;TC=0.2+0.2+1600×0.5%+1600×0.6%+1600×0.5%×(3/12)=20;鐒�(w煤)濂楀埄鍗€(q奴)闁撶偤锛歔1626-20锛�1626+20]=[1606锛�1646]銆�
銆€銆€7.鏌愮祫鑲$エ鐝�(xi脿n)鍊肩偤1Q0钀�(w脿n)鍏�锛岄爯(y霉)瑷�(j矛)2鍊�(g猫)鏈堝悗鍙敹鍒扮磪鍒�1钀�(w脿n)鍏�锛岀暥(d膩ng)鏅�(sh铆)甯傚牬(ch菐ng)骞村埄鐜囩偤12%锛�
銆€銆€濡傝卜(m菐i)璩�(m脿i)闆欐柟灏辫┎绲勮偂绁�3鍊�(g猫)鏈堝悗杞�(zhu菐n)璁撶敖瑷傞仩(yu菐n)鏈熷悎绱�锛屽墖鍑堟寔鏈夋垚鏈拰鍚堢悊鍍�(ji脿)鏍煎垎鍒ョ偤()鍏�銆�
銆€銆€A.19900;1019900
銆€銆€B.20000;1020000
銆€銆€C.25000;1025000
銆€銆€D.30000;1030000
銆€銆€銆愯В鏋愩€戣硣閲戝崰鐢�100钀�(w脿n)鍏�锛屼笁鍊�(g猫)鏈堢殑鍒╂伅鐐�1000000×12%×3/12=30000(鍏�);鍏╁€�(g猫)鏈堝悗鏀跺埌绱呭埄1钀�(w脿n)鍏�锛屽墿浣欎竴鍊�(g猫)鏈堢殑鍒╂伅鐐�10000×12%×1/12=100(鍏�),鍒╂伅鍜岀磪鍒╁悎瑷�(j矛)10100鍏�锛屽噲鎸佹湁鎴愭湰=30000-10100=19900(鍏�)锛岃┎閬�(yu菐n)鏈熷悎绱勭殑鍚堢悊鍍�(ji脿)鏍兼噳(y墨ng)鐐�1000000+19900=1019900(鍏�)銆�
銆€銆€8.鏌愬勾6鏈堢殑S&P500鎸囨暩(sh霉)鏈熻波鐐�800榛�(di菐n)锛屽競鍫�(ch菐ng)涓婄殑鍒╃巼鐐�6%锛屾瘡骞寸殑鑲″埄鐜囩偤4%锛屽墖鐞嗚珫涓�6鍊�(g猫)鏈堝悗鍒版湡鐨凷&P500鎸囨暩(sh霉)鏈熻波鐐�(銆€銆€)榛�(di菐n)銆�
銆€銆€A.760
銆€銆€B.792
銆€銆€C.808
銆€銆€D.840
銆€銆€銆愯В鏋愩€戞瘡骞寸殑鍑堝埄鐜�=璩囬噾鎴愭湰-璩囬噾鏀剁泭=6%-4%=2%;鍗婂勾鐨勫噲鍒╃巼=2%×
銆€銆€(1/2)=1%;6鍊�(g猫)鏈堝悗鐨勭悊璜栭粸(di菐n)鏁�(sh霉)鐐�800×(1+1%)=808(榛�(di菐n))銆�
銆€銆€9.鍋囪ō(sh猫)瀵�(sh铆)闅涙滑娣�300鏈熸寚鏄�2300榛�(di菐n)锛岀悊璜栨寚鏁�(sh霉)鏄�2150榛�(di菐n)锛屾滑娣�300鎸囨暩(sh霉)鐨勪箻鏁�(sh霉)鐐�300鍏�/榛�(di菐n)锛屽勾鍒╃巼鐐�5%銆傝嫢3鍊�(g猫)鏈堝悗鏈熻波浜ゅ壊鍍�(ji脿)鐐�2500榛�(di菐n)锛岄偅涔堝埄鐢ㄨ偂鎸囨湡璨ㄥ鍒╃殑浜ゆ槗鑰�锛屽緸涓€浠借偂鎸囨湡璨ㄧ殑濂楀埄涓嵅寰楃殑鍑堝埄娼�(r霉n)鏄�(銆€銆€)鍏�銆�
銆€銆€A.45000
銆€銆€B.50000
銆€銆€C.82725
銆€銆€D.150000
銆€銆€銆愯В鏋愩€戣偂鎸囨湡璨ㄥ悎绱勫(sh铆)闅涘児(ji脿)鏍兼伆濂界瓑浜庤偂鎸囨湡璨ㄧ悊璜栧児(ji脿)鏍肩殑鎯呮硜姣旇純灏�锛屽鏁�(sh霉)鎯呮硜涓嬭偂鎸囨湡璨ㄥ悎绱勫(sh铆)闅涘児(ji脿)鏍艰垏鑲℃寚鏈熻波鐞嗚珫鍍�(ji脿)鏍肩附鏄瓨鍦ㄥ亸闆�銆傜暥(d膩ng)鍓嶈€呴珮浜庡悗鑰呮檪(sh铆)锛岀ū(ch膿ng)鐐烘湡鍍�(ji脿)楂樹及;鐣�(d膩ng)鍓嶈€呬綆浜庡悗鑰呮檪(sh铆)锛岀ū(ch膿ng)鐐烘湡鍍�(ji脿)浣庝及銆傜暥(d膩ng)瀛樺湪鏈熷児(ji脿)楂欎及鏅�(sh铆)锛屼氦鏄撹€呭彲閫氶亷(gu貌)璩�(m脿i)鍑鸿偂鎸囨湡璨ㄥ悓鏅�(sh铆)璨�(m菐i)鍏ュ皪(du矛)鎳�(y墨ng)鐨勭従(xi脿n)璨ㄨ偂绁ㄩ€�(j矛n)琛屽鍒╀氦鏄擄紝閫欑ó鎿嶄綔绋�(ch膿ng)鐐�“姝e悜濂楀埄”锛屽湪閫欎竴鎿嶄綔涓�锛屼笉璜�3鍊�(g猫)鏈堝悗鏈熻波浜ゅ壊鍍�(ji脿)鐐哄灏�锛屽鍒╀氦鏄撶殑鍒╂饯(r霉n)閮界瓑浜庡(sh铆)闅涙湡鍍�(ji脿)鑸囩悊璜栨湡鍍�(ji脿)涔嬪樊(2300-2150)×300=45000(鍏�)銆�
銆€銆€10.瑷�(sh猫)r=6%锛宒=2%锛�6鏈�30鏃ョ偤6鏈堜唤鏈熻波鍚堢磩鐨勪氦鍓叉棩銆�4鏈�1鏃�銆�5鏈�1鏃ャ€�6鏈�1鏃ュ強6鏈�30鏃ョ殑鐝�(xi脿n)璨ㄦ寚鏁�(sh霉)鍒嗗垾鐐�4100榛�(di菐n)銆�4200榛�(di菐n)銆�4280榛�(di菐n)鍙�4220榛�(di菐n)銆�
銆€銆€(1)鑻ヤ笉鑰冩叜浜ゆ槗鎴愭湰锛屽墖涓嬪垪瑾�(shu艒)娉曚笉姝g⒑鐨勬槸(銆€銆€)銆�
銆€銆€A.4鏈�1鏃ョ殑鏈熻波鐞嗚珫鍍�(ji脿)鏍兼槸4140榛�(di菐n)
銆€銆€B.5鏈�1鏃ョ殑鏈熻波鐞嗚珫鍍�(ji脿)鏍兼槸4248榛�(di菐n)
銆€銆€C.6鏈�1鏃ョ殑鏈熻波鐞嗚珫鍍�(ji脿)鏍兼槸4294榛�(di菐n)
銆€銆€D.6鏈�30鏃ョ殑鏈熻波鐞嗚珫鍍�(ji脿)鏍兼槸4220榛�(di菐n)
銆€銆€銆愯В鏋愩€戞湡璨ㄧ悊璜栧児(ji脿)鏍糉(t锛孴)=S(t)+S(t)×(r-d)×(T-t)/365銆傝▓(j矛)绠楀緱4鏈�1鏃ャ€�5鏈�1鏃�銆�6鏈�1鏃ュ強6鏈�30鏃ョ殑鏈熻波鐞嗗矐鍍�(ji脿)鏍煎垎鍒ョ偤4140榛�(di菐n)銆�4228榛�(di菐n)銆�4294榛�(di菐n)鍙�4220榛�(di菐n)銆�
銆€銆€(2)鍋囪ō(sh猫)鍊熻哺鍒╃巼宸偤1%銆傛湡璨ㄥ悎绱勮卜(m菐i)璩�(m脿i)鎵嬬簩(x霉)璨�(f猫i)闆欓倞鐐�0.5鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n)锛屽悓鏅�(sh铆)锛屽競鍫�(ch菐ng)娌栨搳鎴愭湰鐐�0.6鍊�(g猫)鎸囨暩(sh霉)榛�(di菐n)锛岃偂绁ㄨ卜(m菐i)璩�(m脿i)鐨勯洐閭婃墜绾�(x霉)璨�(f猫i)鍜屽競鍫�(ch菐ng)娌栨搳鎴愭湰鍚勭偤浜ゆ槗閲戦鐨�0.5%,鍓囦笅鍒楅棞(gu膩n)浜�4鏈�1鏃ュ皪(du矛)鎳�(y墨ng)鐨勭劇(w煤)濂楀埄鍗€(q奴)闁撶殑瑾�(shu艒)娉�锛屾纰虹殑鏄�(銆€銆€)銆�
銆€銆€A.鍊熻哺鍒╃巼宸垚鏈槸10.25榛�(di菐n)
銆€銆€B.鏈熻波鍚堢磩璨�(m菐i)璩�(m脿i)闆欓倞鎵嬬簩(x霉)璨�(f猫i)鍙婂競鍫�(ch菐ng)娌栨搳鎴愭湰鏄�1.6榛�(di菐n)
銆€銆€C.鑲$エ璨�(m菐i)璩�(m脿i)鐨勯洐閭婃墜绾�(x霉)璨�(f猫i)鍙婂競鍫�(ch菐ng)娌栨搳鎴愭湰鏄�32榛�(di菐n)
銆€銆€D.鐒�(w煤)濂楀埄鍗€(q奴)闁撲笂鐣屾槸4152.35榛�(di菐n)
銆€銆€銆愯В鏋愩€戝€熻哺鍒╃巼宸垚鏈偤4100×1%×(3/12)=10.25(榛�(di菐n))锛屾湡璨ㄥ悎绱勮卜(m菐i)璩�(m脿i)濂撮倞鎵嬬簩(x霉)璨�(f猫i)鍙婂競鍫�(ch菐ng)娌栨搳鎴愭湰鐐�0.5+0.6=1.1(榛�(di菐n))锛岃偂绁ㄨ卜(m菐i)璩�(m脿i)鐨勯洐閭婃墜绾�(x霉)璨�(f猫i)鍙婂競鍫�(ch菐ng)娌栨搳鎴愭湰鐐�4100×1%=41(榛�(di菐n))锛岀劇(w煤)濂楀埄鍗€(q奴)闁撲笂鐣岀偤4140+10.25+1.1+41=4192.35(榛�(di菐n))銆�
銆€銆€鍙冭€冪瓟妗堬細1A 2(1)C 2(2)B 3D 4D 5C 6B 7A 8C 9A 10(1)B 10(2)A
銆€銆€鐠�(hu谩n)鐞冪恫(w菐ng)鏍″弸鎯呮彁绀猴細璜�(q菒ng)鍚勪綅鑰冪敓绶寸繏(x铆)"鏈熻波寰炴キ(y猫)璩囨牸鑰冭│鑲℃寚鏈熻波濂楁湡鑰冮粸(di菐n)瑭﹂(4)"锛屽仛濂借€冨墠寰�(f霉)缈�(x铆),鎯宠鐛插彇鏇村鍏�(n猫i)瀹�锛岃珛(q菒ng)鐧婚寗鐠�(hu谩n)鐞冪恫(w菐ng)鏍�鏈熻波寰炴キ(y猫)璩囨牸闋婚亾鎴�璜栧锛屾垜鍊�?c猫)姒俢寤eぇ鑰冪敓鏈嬪弸鎺㈣◣浜ゆ祦锛屽叡姹傞€�(j矛n)姝�锛�
銆€銆€绶ㄨ集鎺ㄨ枽锛�
銆€銆€鏈熻波銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬬啽韬繏(x铆)椤屽強绛旀鍖附
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)璩囨牸鍩虹(ch菙)鐭ヨ瓨(sh铆)缈�(x铆)椤屽尟绺�
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬭鍚庣反缈�(x铆)鍙婄瓟妗堝尟绺�
銆€銆€2016骞存湡璨ㄥ緸妤�(y猫)璩囨牸銆婂熀绀�(ch菙)鐭ヨ瓨(sh铆)銆嬪挤(qi谩ng)鍖栫繏(x铆)椤屽強绛旀鍖附
-
鏈熻揣鍙婅鐢熷搧鍩虹鐪熼姹囩紪锛堜竴锛�
闂傚倸鍊搁幊蹇涘磿瀹曞洠鍋撶憴鍕枙闁轰礁绉撮~銏ゅ及閿燂拷 7濠电偛鐡ㄧ划宀勫箹椤愶箑绀勯柨鐔哄Т绾剧粯鎱ㄥ┑鍥ㄢ枎 闂備胶枪椤戝棗鐣濋幖浣碘偓鍌炴晸閿燂拷 -
鏈熻揣鍙婅鐢熷搧鍩虹鐪熼姹囩紪锛堜簩锛�
闂傚倸鍊搁幊蹇涘磿瀹曞洠鍋撶憴鍕枙闁轰礁绉撮~銏ゅ及閿燂拷 6濠电偛鐡ㄧ划宀勫箹椤愶箑绀勯柨鐔哄Т绾剧粯鎱ㄥ┑鍥ㄢ枎 闂備胶枪椤戝棗鐣濋幖浣碘偓鍌炴晸閿燂拷 -
鏈熻揣鍙婅鐢熷搧鍩虹鐪熼姹囩紪锛堜笁锛夎€冪敓鍥炲繂鐗�
闂傚倸鍊搁幊蹇涘磿瀹曞洠鍋撶憴鍕枙闁轰礁绉撮~銏ゅ及閿燂拷 107濠电偛鐡ㄧ划宀勫箹椤愶箑绀勯柨鐔哄Т绾剧粯鎱ㄥ┑鍥ㄢ枎 闂備胶枪椤戝棗鐣濋幖浣碘偓鍌炴晸閿燂拷
鏈€鏂拌硣瑷�
- 2022骞�11鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鐪熼鍙婄瓟妗�2022-11-16
- 2022鏈熻波寰炴キ(y猫)璩囨牸鑰冭│椤屽韩(k霉)锛氭捣閲忕湡椤�+绔犵瘈(ji茅)绶寸繏(x铆)2022-09-12
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鑰冭│鎶曡硣鍒嗘瀽瑭﹂2022-07-15
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鑰冭│娉曞緥娉曡(gu墨)椤�2022-07-15
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鍩虹(ch菙)鐭ヨ瓨(sh铆)鑰冮2022-07-15
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鏈熻波鎶曡硣鍒嗘瀽缍滃悎椤�2022-07-14
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸娉曞緥娉曡(gu墨)绶寸繏(x铆)椤�2022-07-14
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鏈熻波鍩虹(ch菙)鐭ヨ瓨(sh铆)缍滃悎椤�2022-07-14
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸鎶曡硣鍒嗘瀽鑰冮2022-07-13
- 2022骞�7鏈堟湡璨ㄥ緸妤�(y猫)璩囨牸娉曞緥娉曡(gu墨)鏁�(sh霉)瀛楅2022-07-13