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銆€銆€鐗瑰垾鎺ㄨ枽锛�2018鎴垮湴鐢�(ch菐n)浼板児(ji脿)甯€婄悊璜栬垏鏂规硶銆嬪熀绀�(ch菙)绶寸繏(x铆)鍖附

銆€銆€鏌愬搴臣(g貌u)璨蜂簡涓€濂�90m2鐨勫晢鍝佷綇瀹�,鍞児(ji脿)鐐�4000鍏�/m2.瑭插搴浠樹簡鎴�?j墨)r(ji脿)绺介鐨�30%,鍏朵綑璩�(g貌u)鎴挎鐢宠珛(q菒ng)浣忔埧鍏⿳閲戝拰鍟嗘キ(y猫)绲勫悎鎶垫娂璨告.浣忔埧鍏⿳閲戣哺娆惧拰鍟嗘キ(y猫)璨告鐨勫埄鐜囧垎鍒ユ槸4.5%鍜�6.8%,璨告鏈熼檺鐐�15骞�,鎸夋湀绛夐鍎熼倓.鍏朵腑浣忔埧鍏⿳閲戣哺娆剧殑鏈€楂橀檺椤嶇偤10钀�(w脿n)鍏�.濡傛灉瑭插搴互鏈堟敹鍏ョ殑35%鐢ㄤ締(l谩i)鏀粯鎶垫娂璨告鏈堥倓娆鹃,閭ｄ箞姝ょó璨告鏂规瑕佹眰瑭插搴殑鏈€浣庢湀鏀跺叆鐐哄灏�?鍋囪ō(sh猫)瑭插搴湪鎸夋湀閭勬3骞村悗,浜庣4骞村垵涓€娆℃€ф彁鍓嶅劅閭勫晢妤�(y猫)璨告鏈噾5钀�(w脿n)鍏�,閭ｄ箞寰炵4骞磋捣瑭插搴殑鎶垫娂璨告鐨勬湀閭勬椤嶇偤澶氬皯?

銆€銆€鍙冭€冪瓟妗�

銆€銆€(1)P1=10钀�(w脿n)鍏� P2=25.2-10=-15.2钀�(w脿n)鍏�

銆€銆€(2)n=15×12=180

銆€銆€i1=4.5%/12=0.375%

銆€銆€i2=6.8%/12=0.57%(0.567%,0.5667%)

銆€銆€A1=P1[i1(1+i1)n]/[(1+i1)n-1]=10000×[0.375%× (1+0.375%)180]/[(1+0.375%)180-1]=764.99鍏�

銆€銆€A2=P2[i2(1+i2)n]/[(1+i2)n-1]=152000×[0.57%× (1+0.57%)180]/[(1+0.57%)180-1]

銆€銆€=1352.66鍏�(鎸夌収0.57%)

銆€銆€=1349.62鍏�(鎸夌収0.567%)

銆€銆€=1349.31鍏�(鎸夌収0.5667%)

銆€銆€(3)鏈€浣庢湀鏀跺叆=A/0.35=2117.65/0.35=6050.43鍏�(鎸夌収0.57%)

銆€銆€=6041.74鍏�(鎸夌収0.567%)

銆€銆€=6040.86鍏�(鎸夌収0.5667%)

銆€銆€(4)绗�4骞村垵涓€娆″劅閭勫晢璨告湰閲�5钀�(w脿n)鍏�,鍦ㄧ4骞寸15骞村収(n猫i)鐨勬湀閭勬椤嶇偤:

銆€銆€P1=5钀�(w脿n)鍏� n=(15-3)×12=144

銆€銆€=PP2[i2(1+i2)],[(1+i2)n-1]=5×[0.57%×(1+0.57%)144]/[(1+0.57%)144-1]

銆€銆€=509.94鍏�(鎸夌収0.57%)

銆€銆€=508.98鍏�(鎸夌収0.567%)

銆€銆€=508.89鍏�(鎸夌収0.5667%)

銆€銆€(5)寰炵4骞磋捣鎶垫娂璨告鏈堥倓娆鹃鐐�:A- =2117.65-509.94

銆€銆€=1607.71鍏�(鎸夌収0.57%)

銆€銆€=1605.63鍏�(鎸夌収0.567%)

銆€銆€=1605.41鍏�(鎸夌収0.5667%)

銆€銆€榛�(di菐n)鎿婁笅鏂瑰湒鐗�锛屼簡瑙ｆ洿澶�>>>